A clearer picture of your money.
Plan. Track. Grow.
Understand a loan. Explore a deposit. See how an investment could grow. Six free calculators turn your assumptions into numbers you can use.
Calculators available now · Money tracking coming soon
SIX TOOLS. EVERYDAY CLARITY.
Start with a question.
Leave with a clearer plan.
Use your own numbers, adjust the assumptions and explore the trade-offs. Every tool opens directly in My Money.
EMI Calculator
Know the full cost before you borrow.
Enter your loan amount, annual interest rate and tenure for a home, car or personal loan.
See monthly EMI, total interest and repayment cost, with yearly schedules that expand into monthly instalments.
Open calculatorPrepayment Calculator
See what an extra payment could change.
Model extra payments against your loan and compare repayment scenarios.
Understand potential interest savings and the effect on your EMI or repayment period.
Open calculatorRepo Rate Impact Calculator
Make sense of a home loan rate reset.
Compare your outstanding home loan at its current and revised interest rates.
Explore how a rate increase or decrease changes EMI, remaining tenure and total interest.
Open calculatorFD Calculator
Plan a deposit around the outcome you need.
Choose cumulative or interest payout FD, then enter your deposit, rate and tenure.
Estimate maturity and interest, explore compounding options and review the deposit growth schedule.
Open calculatorRD Calculator
Turn a monthly saving into a clearer plan.
Enter your monthly deposit, annual interest rate and duration.
See total deposits, estimated interest and maturity value, with a year-by-year growth breakdown.
Open calculatorSIP & Lumpsum Calculator
Explore how time could grow your investment.
Choose monthly SIP or a one-time lumpsum, then set an assumed return and duration.
Compare invested capital with projected returns using growth charts and a yearly schedule. Market returns are not guaranteed.
Open calculatorFor education and planning. Estimates depend on your inputs; actual lender terms, taxes, fees and investment performance may differ.
THE NEXT CHAPTER · COMING SOON
Bring your money
together.
My Money is evolving toward a personal Family Budget workspace. The calculators are ready today; a connected view of your finances is on the way.
Loans
Multiple loans, repayments and schedules.
Savings
Personal savings and progress milestones.
SIPs
Contributions and planning information.
Goals
Savings connected to personal financial goals.
Frequently Asked Questions
Find clear answers about Elyora My Money and our ad-free calculation tools.
All six calculators are available now: EMI, loan prepayment, repo rate impact, FD, RD, and SIP with a lumpsum mode. They are free, ad-free and require no account or phone login.
Choose a calculator, enter your own amount, rate and duration, then review the result, chart and available schedule. Change the assumptions to compare scenarios before making a decision. Starting values are illustrative, not current market rates.
Personal money management and Family Budget are coming soon. The planned workspace includes multiple loans and repayments, savings progress, SIP contributions and financial goals. These tracking features are not yet available.
No. Results are planning estimates based on your inputs. Lender terms, fees, taxes, deposit rules and actual market returns can change the outcome. SIP and lumpsum projections use an assumed return and are not investment recommendations.
USEFUL BY DEFAULT. AD-FREE BY DESIGN.
Your next plan starts here.
No sign-up, no banner ads, no paywalls on calculator formulas.